• Secure encryption
• Disguising your whereabouts
  
• Access to regional content
• Secure data transfer

  Why should you use a VPN connection?

  Your ISP usually sets up your connection when you connect to the internet. It tracks you via an IP address. Your network traffic is routed through your ISP's servers, which can log and display everything you do online.

  Your ISP may seem trustworthy, but it may share your browsing history with advertisers, the police or government, and/or other third parties. ISPs can also fall victim to attacks by cyber criminals: If they are hacked, your personal and private data can be compromised.

  This is especially important if you regularly connect to public Wi-Fi networks. You never know who might be monitoring your internet traffic and what they might steal from you, including passwords, personal data, payment information, or even your entire identity.

  When would you use a VPN?

  There are a range of cases where VPNs can be especially useful. These include (and are by no means limited to):

Social engineering is a manipulation technique that exploits human error to gain private information, access, or valuables. In cybercrime, these “human hacking” scams tend to lure unsuspecting users into exposing data, spreading malware infections, or giving access to restricted systems. Attacks can happen online, in-person, and via other interactions.

How Social Engineering Works

Social Engineering uses human interaction and manipulation to gain access to your sensitive private/personal information. Online crooks deceive users to get hands on your money. It covers a scope of tricks cybercriminals use to make people do things they do not want to. The driving force behind this, of course, is profit. Threat actors use social engineering to disguise themselves and their motives, often by acting as trusted individuals.

Signs of a Social Engineering Attack

Because these attacks come in many different shapes and sizes — and rely on human fallibility — it can be very hard to identify social engineering attacks. Nonetheless, if you encounter any of the below, be warned that these are major red flags and suggest a social engineering attack is commencing:

• You receive an unsolicited email or text message from someone you don’t know.
• The message is supposedly very urgent.
• The message requires you to click on a link or open an attachment.
• The message contains many typos and grammatical errors.
• Alternatively, you receive a call from someone you don’t know.
• The caller tries to obtain personal information from you.
• The caller is attempting to get you to download something.
• The caller similarly speaks with a great sense of urgency and/or aggression.

Types of Social Engineering

Here are the key social engineering attacks to be aware of:

Phishing

• Phishing uses email and text messaging to lure victims into clicking on malicious attachments or links to harmful websites.

Baiting

•  Uses a false promise to tempt victims via greed or interest. For example, malicious attackers leave a malware-infected flash drive, or a bait, in a public place. A potential victim may be interested in its contents and insert it into their device, unwittingly installing malware.

Pretexting

• In this attack, one actor lies to another to gain access to data. For example, an attacker may pretend to need financial or personal data to confirm the identity of the recipient.

Scareware

• Involves victims being scared with false alarms and threats. Users might be deceived into thinking that their system is infected with malware. They, then, install the suggested software fix — but this software may be the malware itself, for example, a virus or spyware. Common examples are pop-up banners appearing in your browser, displaying text like “Your computer may be infected.” It will offer to install the fix, or will direct you to a malicious website.

Spear phishing and whaling

• Like phishing, but the attack is specifically targeted at a particular individual or organisation. Similarly, whaling attacks target high-profile employees, such as CEOs and directors.

Tailgating

• Also known as piggybacking, tailgating is when an attacker walks into a secure building or office department by following someone with an access card. This attack presumes others will assume the attacker is allowed to be there.

AI-Based Scams

• AI-based scams leverage artificial intelligence technology to deceive victims. Here are the common types:

• AI-Text Scam: Deceptive text messages generated by AI to phish information or spread malware.
• AI-Image Scam: Fake images created using AI to manipulate and deceive individuals.
• AI-Voice Scam: Fraudulent voice messages generated by AI to impersonate trusted entities and trick victims.
• AI-Video Scam: Manipulated videos created using AI, known as deepfakes, used for spreading misinformation or targeting individuals.

Common Forms of Social Engineering

• Visiting a suspicious link may open a phishing website that lets you believe they are from a known or trusted source. They will ask you to put in your login credentials and other sensitive, personal or privation information. Once they get your details, they can use them to steal money directly from your bank accounts and credit cards. Worse, they take over your email and other connected accounts to lock you out of your account.
• Downloading an attachment may install malware on your device. Ransomware, a type of malware, can encrypt your important files and hold them hostage for ransomware. Some malware can also record any activity on your device to get your data.

What To Do After Realising You’ve Been Manipulated

1. Change the password of your email and other online accounts.
2. Contact your financial institutions including your bank and see how they can help you further.
3. Report the scam to prevent more victims.

   How to Prevent Social Engineering Attacks

Aside from keeping an eye out for warning signs, the following are best practices to follow:

• Keep the operating system and cybersecurity software of your devices updated.
• Use multi-factor authentication and/or a Password Manager on all your accounts.
• Do not open emails and attachments from unknown sources.
• Set your spam filters to high.
• Delete and ignore any requests for financial information or passwords.
• If you suspect something during an interaction, be calm and take things slowly.
• Do your research when it comes to websites, companies, and individuals.
  
  

What is a Data Breach, How It Occurs, and How to Stay Safe

A data breach is a security incident in which sensitive, confidential, or protected information is accessed, disclosed, or stolen by an unauthorized individual. This data may include personal details like names, passwords, financial records, medical information, or corporate secrets. Data breaches can lead to serious consequences such as identity theft, financial loss, and reputational damage for individuals and organizations.

How to Stay Safe:

It may be the shortest month of the year, but February certainly wasn’t short on scam texts flooding phones. From fake Total Tools, and PayPal impersonations to sneaky sale and liquidation scams, SMS scams increased by 70% compared to January. Discover which scams made the biggest impact, the most frequently used keywords, and how popular brands were impersonated.

Types of Scams

Fake Delivery Notification, Bank Account Threats, and Prize or Sweepstakes Scam continue to be the most common, consistently deceiving consumers with fraudulent offers. This type of scam remains popular among cyber criminals due to its effectiveness in luring unsuspecting victims. In total, these scams accounted for nearly half of all the fraudulent messages sent in February.

Red Flags to Watch Out for

Scammers used these words in their fraudulent activities across February: ‘Tracking Updates’, ‘Account Verification’ and ‘Refund’, accounting for a third of all scams.

Account Verification’ & ‘Refund’  

Major brands continue to be prime targets for scammers, with Emotet and PayPal amongst the most impersonated brands. Notably, Total Tools scam texts alone made up over 10% of all scam-related messages in February.

More on Emotet

Paypal Scam Back With a Twist

A newer version of the PayPal scam has surfaced, targeting users with fraudulent text messages that appear to come from PayPal’s official number, alerting them to fake Bitcoin transactions. The messages often direct users to call a fake support number, aiming to steal sensitive information like credit card details. Scammers can spoof legitimate PayPal numbers, making it hard for consumers to identify the fraud. To stay safe, avoid calling suspicious numbers or clicking on links in any messages. PayPal will never ask for sensitive information via text or phone.